Infinite Banking is a cash flow management system using the cash value in a life insurance policy rather than traditional bank accounts. By borrowing against their policies cash value, users of the Infinite Banking keep their liquidity compounding inside a tax sheltered environment and end up at a higher place in line when they pay down the loans.
This article dissects the top 4 myths behind the infinite banking concept & highlights the 4 core truths behind becoming your own banker by safely borrowing against Whole Life insurance to amplify your wealth building efforts.
Whole Life insurance is meant to complement not replace your retirement portfolio. Its protected growth & tax-exemption make Whole Life an ideal retirement buffer, not to mention its death benefit can allow you to spend more of your portfolio while you’re alive.
Decode the murky debate between Direct vs Non-Direct recognition loans. Plus you’ll learn some infinite banking alternate loan strategies to optimize leverage and enhance total performance.
Discover the effectiveness of Velocity Banking in our comprehensive guide that explores how you can eliminate debt and accelerate wealth accumulation through strategic cash flow management. Learn about common misconceptions, psychological barriers, and gain valuable insights to empower your financial journey. Take charge of your financial future today!
Infinite Banking is a cash flow management system using the cash value in a life insurance policy rather than traditional bank accounts. By borrowing against their policies cash value, users of the Infinite Banking keep their liquidity compounding inside a tax sheltered environment and end up at a higher place in line when they pay down the loans.
Become your own banker in 5 simple steps. Re-engineer whole life insurance to be your own bank and create infinite compounding (even when borrowing).
This article dissects the top 4 myths behind the infinite banking concept & highlights the 4 core truths behind becoming your own banker by safely borrowing against Whole Life insurance to amplify your wealth building efforts.
“Why do I have to borrow my own money from life insurance?” You don’t actually! This article explores this age-old question and lays out why borrowing against WL beats paying cash even if there were no positive arbitrage.
Many people hear the word “loan” or “borrow” and immediately see red! A policy loan is substantially different than traditional loans in many ways. This article will explain this concept through the course of answering the most frequently asked questions about policy loans.
No matter where you are in the research process, use this article to save yourself a bunch of time, energy, and anxiety. Hutch explains his prescribed course of action in four steps.
Would you believe that the Magic Kingdom of Disney would not exist if Walt didn’t have a well-funded Whole Life insurance policy? There are countless other stories of famous entrepreneurs who have essentially used the cash value in their life insurance policies to help with their businesses.
This 2 minute video explains why Building Your Own Bank with life insurance can help you create an additional bucket of wealth simply by harnessing compound interest from dollars that would normally slip right through your hands.
People researching the Infinite Banking Concept (IBC) w/ Whole Life insurance often believe there is some magic mechanics to taking a policy loan. In reality, the science of compounding, leverage, and arbitrage is what can maximize your Infinite Banking Strategy. This video explores the math behind the myths of banking & the truth of compounding.
People often wait to get their Whole Life insurance started for infinite banking when they get fearful about the future. See examples of waiting an entire year to start a bigger Whole Life banking policy vs. starting smaller now and blossoming into bigger premiums later. The results will shock you.
Understand the basics of “Banking with Life Insurance” boiled down to 6 minutes. In this video, we explore how this strategy can be more financially efficient than even paying cash for things like vehicles, real estate, business inventory, and equipment. Use this strategy to turbocharge your returns when investing in real estate or within your own business.
This video shows an actual example of how quickly you can borrow against the cash value of your banking life insurance policy for major purchases. It also demonstrates when cash values start growing at an accelerated rate inside a policy designed to be your own bank.
Life insurance loans with infinite banking are completely different from traditional debt. This video compares the similarities and differences between borrowing from your 401k and borrowing against your life insurance policy using the infinite banking concept.
Using Whole Life insurance for college savings using infinite banking can work well for children. But why stop there? Because your entire cash value balance continues earning guaranteed interest & dividends (not guaranteed) even while borrowing against it, your kids can harness the benefit of compound interest for their whole life.
Wondering how to fund your own bank and start to benefit from the infinite banking concept? Do you have cash parked in savings accounts earning squat simply so you can keep it liquid and accessible? Why sit dead in cash when one dollar could be wearing multiple hats while in cash value life insurance?
This video explores how much life insurance the biggest banks in America buy and hold on their balance sheet. It also discusses the 5 major benefits they get by investing in Life Insurance as the major component of their Tier 1 Capital.
Clients often wonder early on why they can’t build their own banking unit using stocks, bonds, or mutual funds. It’s a perfectly valid question, especially for people who don’t necessarily need life insurance protection for their family or business. The truth is that you can, but you may not want to after watching this video.
This video explains why it may be more advantageous to borrow against your banking whole life insurance policy rather than take a withdrawal. It also explores the distinction between traditional debt and a collateralized policy loan.
This video explores the difference between premium finance vs. the infinite banking concept using visual examples. Premium finance life insurance is all about maximum leverage (but sacrificing control). Conversely, the infinite banking concept offers considerably more control and versatility still with a leverage component you can control.
If “cash is king” then cash value is queen in the chess sense of the word. This animated video helps you understand why cash value is more powerful and versatile than cash reserves.
Ready to dive deeper into Banking with Life Insurance?
Check out our free “Starter Guide to Whole Life for IBC” PDF:
Hope you enjoy the loads of content above explaining how private banking & retirement strategies work with properly-structured life insurance.
Whether you’re looking for the high-level concepts or the focus details in various case studies we got you covered.
For those ready to take their learning to the next level you can book your own complimentary no-pressure consult here to have your questions answered and your own personalized case study modeled out. We find the light-bulb finally goes on once clients see the concept through their own numbers.
