Understand Borrowing From a Life Insurance Policy

Borrowing is one of the most misunderstood aspects of the infinite banking concept (IBC). These articles & videos help to explain the money flows so you can see if this is right for you.

– John “Hutch” Hutchinson ChFC®, CLU®

Articles to Start With:

Life Insurance Loans Explained

Watch Hutch boil down and simplify the intricacies of borrowing against your policy in this video about life insurance loans.

How Soon Can I Take A Loan From A Policy Designed For Infinite Banking?

To Borrow or Withdraw from a Banking Life Insurance Policy

This video explains why it may be more advantageous to borrow against your banking whole life insurance policy rather than take a withdrawal. It also explores the distinction between traditional debt and a collateralized policy loan.


Next Steps:

Better Understand The Basic Concept of IBC

Better Understand Whole Life Products for IBC

Watch the Advanced IBC Crash Course

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