![IUL offers a locked policy loan whereas Whole Life does not](https://bankingtruths.wpenginepowered.com/wp-content/uploads/2017/05/Basics-Lein-Against-Compounding-768x387.jpg)
5 Reasons Borrowing May Be Better Than Paying Cash
“Why do I have to borrow my own money from life insurance?” You don’t actually! This article explores this age-old question and lays out why borrowing against WL beats paying cash even if there were no positive arbitrage.