Borrowing is one of the most misunderstood aspects of the infinite banking concept (IBC). These articles & videos help to explain the money flows so you can see if this is right for you.
– John “Hutch” Hutchinson ChFC®, CLU®
“Why do I have to borrow my own money from life insurance?” You don’t actually! This article explores this age-old question and lays out why borrowing against WL beats paying cash even if there were no positive arbitrage.
Many people hear the word “loan” or “borrow” and immediately see red! A policy loan is substantially different than traditional loans in many ways. This article will explain this concept through the course of answering the most frequently asked questions about policy loans.
Decode the murky debate between Direct vs Non-Direct recognition loans. Plus you’ll learn some infinite banking alternate loan strategies to optimize leverage and enhance total performance.
Watch Hutch boil down and simplify the intricacies of borrowing against your policy in this video about life insurance loans.
