The Infinite Banking Concept’s most complete article ever written. Learn what is IBC, who started it, Infinite Banking Concept pros & cons, plus Whole Life policy best practices and design techniques. Use our clickable table of contents to easily navigate through this comprehensive IBC learning resource.
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Become Your Own Banker & Transform Your Cash Flow:
FOCUS ON LIQUIDITY
Pay with after-tax dollars & never pay taxes again (similar to a Roth)
Built-in protection benefits for death, disability, and possibly even lawsuits
DOWNLOAD THE ULTIMATE GUIDE TO WHOLE LIFE FOR IBC
What You NEED To Know, Whether You Work With Us or Not!
We Were In Your Very Same Shoes:
When we first learned about this private banking strategy as industry professionals in 2008, we immediately saw the potential of NOT doing what banks say…but doing what they do!
Wanting to create our own private family banking policies, we sifted through all the content available on the subject, which we disappointingly found to be:
- Biased and unbalanced
- Incomplete and out of date
- Smoke & mirrors leading to a hyped-up pitch.
As independent financial professionals with our own money on the line, not only did we uncover the whole truth behind becoming your own banker, but we have substantially improved upon its application through continuous innovation.
Now, our own well-funded private family banks act as the hub of our finances, the way station, the launchpad towards:
- major family expenditures,
- outside investment opportunities,
- and our ongoing business ventures.
Bringing this big institutional thinking down to the household level has been both a challenge and a joy!
We pride ourselves on laying out information that’s factual, up to date, and easy to understand. That way you can quickly find out if this is right for you or not. We’re happy to guide you through the learning process in a way that’s educational and never salesy.
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Our most recent articles & videos can help even the most seasoned bankers stay current
See the best Whole Life best policies of 2022 from top mutual companies compared. This includes IBC policies using PUA riders & term riders as well as the best performing 10-pay Whole Life policies. You’ll see current dividend rates as well as lower stress-tested dividends for 3 different ages ranging from 30’s-50’s.
Decode the murky debate between Direct vs Non-Direct recognition loans. Plus you’ll learn some infinite banking alternate loan strategies to optimize leverage and enhance total performance.