Banking Truths Articles & Videos
Updated May 2026 · by John “Hutch” Hutchinson, ChFC®, CLU®, AEP®, EA
19 years designing client policies: 14 on my own family, from 3 true mutual companies
If you haven’t already, read Hutch’s deep-dive into Infinite Banking.
Read Hutch’s Full IBC Breakdown Article Here
Where are you with your infinite banking learning journey?
Still just researching
Start with our free Starter Guide: The Do’s & Don’ts of Infinite Banking with Whole Life Insurance. Download the free PDF report and Hutch’s explainer video.
Looking at policies now
Don’t sign any illustration before you stress-test it. Upload your PDF or screenshot into our free AI Policy X-Ray to see how it stacks up.
I already have a policy
Grade what you already have. See what your policy actually earns, costs, and performs under loan stress — plus tricks to optimize it after the fact.
Skip ahead:
Start with the IBC deep-dive
Pick a learning path
Advanced IBC learning
Most popular content
Start with the IBC deep-dive
Pick a learning path
Advanced IBC learning
Most popular content
Next, Pick A Learning Path
Below are our 3 main collections of unlocked articles & videos.
Better Understand The Basic Concept of IBC
Learn All About Whole Life Product Design for IBC
Learn All About IUL for Banking
Advanced IBC Learning
Take your learning of privatized banking to the next level with our free-mium content.
The Do’s & Don’ts of Whole Life for IBC: Learn the Tricks, Traps, & Truth
See Whole Life’s 8 Key Stages for IBC: Learn to Decode WL Illustrations
Hutch’s “4-D Banking” System Explained: Comprehensive Banking Strategies
Hutch’s Most Popular Content
Keep checking back for new releases & updates from Hutch & BankingTruths.com
