Decode the murky debate between Direct vs Non-Direct recognition loans. Plus you’ll learn some infinite banking alternate loan strategies to optimize leverage and enhance total performance.
Most people think Whole Life dividends work like stock dividends. They don’t. They’re not necessarily tied to company profits, they’re not guaranteed, and the dividend interest rate you see online does not equal the actual return of your cash value.
Mutuality means you have a piece of ownership in the issuing company when buying one of their participating Whole Life policies. Stock companies are owned by shareholders. Anyone can buy stock, whether they’re a customer or an outside investor.
Paid-up Additions are mini single-premium Whole Life policies that can only be purchased as an add-on to a larger ordinary policy. They are purchased either by dividends or a PUA rider and then stacked onto the base Whole Life insurance policy, accelerating its overall performance for Infinite Banking and retirement planning.
Infinite Banking is a cash flow management system using the cash value in a life insurance policy rather than traditional bank accounts. By borrowing against their policies cash value, users of the Infinite Banking keep their liquidity compounding inside a tax sheltered environment and end up at a higher place in line when they pay down the loans.
A discretionary non-grantor irrevocable spendthrift trust is a legal structure, but it may become illegal depending on how you use it in conjunction with other types of trusts and charitable entities. Let’s break down the 4 major red flags of these complex trust schemes that coincide with the IRS warning signs:
No upcoming events right now!
Needless to say, I’m super busy between work & family, but…
I am willing to jump on an hour Zoom to consult for a fee on whatever you like:
You can use the link below to pay which will then route you to a form leading to my personal calendar.
If you were looking to “pick my brain” at no cost, nothing personal, but I just don’t have the spare time as you can imagine.
However, you can always check out a list of my upcoming speaking events above, and maybe we can chat during a break. I try and block out most distractions so I can be fully present at these events.
Perhaps our paths will cross soon.