Do you get triggered by the words “borrow”, “debt”, and “loan”?
Nelson Nash said, “you finance everything that you buy – you either pay interest to someone else or you give up interest you could’ve earned otherwise.”
Think about it, if you have a continuously compounding asset to pay off the loan at any time, are you really “in debt?”
Borrowing is just a way to creating liquidity from your assets without killing their compounding curve to start over.
– John “Hutch” Hutchinson
This video about life insurance loans is an “oldy but a goodie”. In fact it’s one of our most popular videos on YouTube. Hutch goes over how with infinite banking you’re borrowing against. Even though it seems like you’re paying yourself back the interest, you’re not. It’ actually better than that.
People often wonder how soon they can borrow against their policy. It’s probably a lot sooner than you think. In fact, we often say it’s like moving money from one pocket to another and picking up a slew of invaluable benefits in the process
“Why do I have to borrow my own money from life insurance?” You don’t actually! This article explores this age-old question and lays out why borrowing against WL beats paying cash even if there were no positive arbitrage.
Many people hear the word “loan” or “borrow” and immediately see red! A policy loan is substantially different than traditional loans in many ways. This article will explain this concept through the course of answering the most frequently asked questions about policy loans.
Decode the murky debate between Direct vs Non-Direct recognition loans. Plus you’ll learn some infinite banking alternate loan strategies to optimize leverage and enhance total performance.
Discover the effectiveness of Velocity Banking in our comprehensive guide that explores how you can eliminate debt and accelerate wealth accumulation through strategic cash flow management. Learn about common misconceptions, psychological barriers, and gain valuable insights to empower your financial journey. Take charge of your financial future today!
Unlock the potential of your home’s equity with a Home Equity Line of Credit (HELOC). Explore the benefits and risks associated with using a HELOC as a wealth-building tool, including insights on managing variable interest rates, understanding market fluctuations, and effective financial planning. Learn how to navigate the complexities of HELOCs and make informed decisions to secure your financial future.
4-D Banking is the ultimate privatized banking and cash flow management system that combines the best aspects of both Velocity Banking and Infinite Banking. The 4-D Banking System is a multidimensional approach to wealth building. It aims to take full advantage of time, the 4th dimension, and its steepening effect on your compound interest curve.
The article explores how borrowing, often dismissed as irresponsible, can actually promote financial discipline and liquidity when used strategically. By leveraging tools like the Infinite Banking Concept and properly designed life insurance policies, individuals can optimize cash flow, maintain compounding growth, and seize opportunities without sacrificing long-term financial stability.
Loan payments are always an unwanted expense. But when handled properly, Whole Life loan payments can actually produce a solid positive long-term IRR. Sure, you could just withdraw and have no interest payments, but since PUAs keep compounding, this video measures the efficiency of different payback scenarios compared to just withdrawing.
People researching the Infinite Banking Concept (IBC) w/ Whole Life insurance often believe there is some magic mechanics to taking a policy loan. In reality, the science of compounding, leverage, and arbitrage is what can maximize your Infinite Banking Strategy. This video explores the math behind the myths of banking & the truth of compounding.
This video explores the difference between premium finance vs. the infinite banking concept using visual examples. Premium finance life insurance is all about maximum leverage (but sacrificing control). Conversely, the infinite banking concept offers considerably more control and versatility still with a leverage component you can control.
