See how Whole life and/or IUL can substantially enhance the overall performance and utility of an emergency/opportunity fund within the context of the 4-D Banking system.
At Banking Truths, we believe in providing education & modeling so you can decide if this strategy is a good fit for you:
This video goes back in time to look at the fickle & fluctuating interest rates on high-yield savings vs. deploying that money into a 10-pay Whole Life policy. You’ll find that the smoother & steadier growth of Whole Life plus its immunity to taxation makes it a more attractive option.
Infinite Banking is a cash flow management system using the cash value in a life insurance policy rather than traditional bank accounts. By borrowing against their policies cash value, users of the Infinite Banking keep their liquidity compounding inside a tax sheltered environment and end up at a higher place in line when they pay down the loans.
Hutch reveals Penn’s brand new Whole Life product that got designed to be ideal for Infinite Banking. Each of the new product’s growth components and riders are analyzed such as dividends, base policy, paid-up additions, and term rider enhancements.
Overview for starting your own 4-D Banking system by repurposing existing assets for maximum liquidity, applying for new accounts & loan options, and rerouting future cash flows to maximize control.
Hutch discusses the contrarian philosophy of 4-D Banking. Included is a 5-minute intro video discussing the 4-Ds, a 30-minute podcast on the psychology of leverage, and the original hour-long 4-D Banking webinar.
Hutch discusses how Indexed Universal Life can provide unique value in a 4-D Banking system by offering locked loan rates in the 5%-6% as well as the opportunity for positive arbitrage without market risk.
Listen to how a well-diversified brokerage account can be the key to the cheapest and most tax-efficient loans. Learn how to quantify and confidently manage risk with the other components of 4-D Banking.
Hear Hutch discuss the case for gold & silver and their place as part of a comprehensive 4-D Banking plan. These hard assets can give you the best liquidity gain for the buck when you need it the most.
Hear Hutch discuss how to re-characterize retirement plan assets as well as how to unlock $50k-$100k of liquidity that can never be taken away as your emergency governmental bailout plan.