Banking Truth's Articles & Videos

Hello future bankers! Below you’ll find loads of learning material organized in a couple different ways:

– Beginner, Intermediate, Advanced Learning
OR by specific subject topics like
– Infinite Banking, Retirement, Whole Life, or IUL

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NOT sure where to start, but ready to dive in?
Watch any of these 3 videos to understand what’s behind all the hype

Not sure if investing in life insurance is a good idea? This 4-min video examines how the biggest banks in America park safe & liquid reserves in key employee policies.

Does banking with life insurance sound like a confusing shell game? This 6-min video boils down the essence & explains the simple science of compound interest.

In this mini video course (like a podcast) Hutch addresses the most common knee-jerk concerns clients often have when first considering banking w/ life insurance.


If you feel you have a good grasp of the basics, but want to drill deeper into certain topics, check out our different roundups of articles & videos sorted by specific categories. 

Browse all our articles & videos that focus specifically on the private family banking concept to familiarize yourself.

For those with a retirement focus of using life insurance as a future buffer against higher taxes & market volatility.

Discover how Whole Life insurance works, how it can grow your capital safely, and how to most efficiently structure a policy.

Learn the ins-&-outs of Indexed Universal Life, how it works, IUL's fees & charges, and explore all its pros & cons.


Consider yourself an expert on Banking with Life Insurance?
Check out our free advanced course on “Hybrid” Banking!
Sky is the limit when you have ultimate flexibility & coordination

Hutch's Ultimate Guide to Understanding The Infinite Banking Concept


Keep checking back for the latest releases & updates from Hutch &

Banking Truths Team

Best Whole Life Insurance Companies For 2022

See the best Whole Life best policies of 2022 from top mutual companies compared. This includes IBC policies using PUA riders & term riders as well as the best performing 10-pay Whole Life policies. You’ll see current dividend rates as well as lower stress-tested dividends for 3 different ages ranging from 30’s-50’s.

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Banking Truths Team

Pay Simple % Earn Compound

People researching the Infinite Banking Concept (IBC) w/ Whole Life insurance often believe there is some magic mechanics to taking a policy loan. In reality, the science of compounding, leverage, and arbitrage is what can maximize your Infinite Banking Strategy. This video explores the math behind the myths of banking & the truth of compounding.

Read More »


Hope you enjoy the loads of content above explaining how private banking & retirement strategies work with properly-structured life insurance.

Whether you’re looking for the high-level concepts or the focus details in various case studies we got you covered.

For those ready to take their learning to the next level you can book your own complimentary no-pressure consult here to have your questions answered and your own personalized case study modeled out. We find the light-bulb finally goes on once clients see the concept through their own numbers.