
What Are The "4 Ds" of 4-D Banking?
As you’ll learn in Hutch’s intro video, the 4-dimensions of 4-D Banking has multiple meanings. For instance:
- 4 distinct asset types (and their available loan options)
- 4 different types of utility within each of the various asset classes
- Allowing “time” (the traditional 4th dimension) to lower volatility & maximize compounding
This is the most comprehensive approach put forth for both velocity banking & infinite banking…ever!!!
If Velocity Banking works so well, then why limit it to getting out of debt?
If Infinite Banking works so well, then why limit it to just life insurance assets?
Don’t get me wrong, Whole Life insurance should be the foundation of any infinite banking strategy.
But if there was a way to make IBC even better, when would you want to know about it?
Most people already own some of these other asset types, but they’re not properly coordinated within a cohesive system.
This disjointed approach we call “Junk Drawer Financial Planning” leads to:
- Overall Inefficiency
- Strangled Liquidity
- Stunted Compounding
- More Ongoing Taxation

Conversely, 4-D Banking makes all your liquid assets and loan types work in concert together!

By expanding your infinite banking strategy with these other accounts and loan options, 4-D Banking helps you:
Access Hutch’s Free Video Course on 4-D Banking Today. Learn how to take your infinite banking strategy to the next level, and get all your wealth building efforts coordinated to maximize your liquid capital.

Still Just Researching Velocity Banking
Infinite Banking Concept Explained: Whole Life Insurance as Your Own Banking System
