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The analysis provided by is for educational purposes only. Non-guaranteed values displayed are hypothetical and will certainly fluctuate depending on actual policy performance. You understand that performance, charges, and loans should be monitored regularly with your clients so adjustments can be made to optimize their life insurance policies. Values displayed are believed to be accurate and compliant. By clicking this box and using the calculators herein, you understand that you must perform your own due diligence and satisfy your own particular compliance standards. You agree to hold harmless the following: John “Hutch” Hutchinson, Ben Vondrak, BankingTruths.com, BT Enterprises LLC, Symbiotic Insurance Solutions Inc., and Balanced Plan Financial Investment Advisors, Inc.