Stop Researching Banking in the Abstract.
Let’s Run Your Numbers and See the Math.
Bring the policy you’re looking at or already own,
or we can help you optimize from scratch.
Stop Wondering. Start Modeling.
- Figure out whether Infinite Banking actually fits your situation.
- Stress-test any policy you’re being shown or you already own.
- Work with an expert to match the math to your goals & cash flow.
A Tight-Knit Team. Every Case Still Comes Through Me.
Every case that comes through BankingTruths gets my review. I coordinate with the team on the design, then we consider the trade-offs for your situation before making a recommendation. I never work a case without one of my teammates, and somewhere in the process, you’ll hear from me personally.
19 years designing these policies • 14 family policies from three True Mutual Companies.
John “Hutch” Hutchinson, ChFC®, CLU®, AEP®, EA,
Founder of BankingTruths.com
BOOK YOUR CALL TODAY
STEP 1: TELL US ABOUT YOUR SITUATION
Complete the short intake so we can make the most of the conversation.
STEP 2: PICK A TIME
Choose a 30-minute opening on the team calendar.
STEP 3: BRING YOUR NUMBERS
Join us on Zoom with your questions, your numbers, and any existing policies or illustrations you want us to review.
WHAT HAPPENS ON THIS CALL
This is a discovery & educational session focused on optimizing your situation.
No Decisions Required on This Call. The goal is to understand what you’re trying to accomplish, look at the numbers, and determine what actually makes sense. If we think we can improve what you have—or build something better—we’ll explain why and show you the next step. You don’t need to make a decision on the call.
We start by getting to know you:
- your age
- your health
- your family situation
Then we learn about your financial situation:
- your cash flows
- your existing asset base
- your short & long-term goals.
Lastly, we find out where you’re at on the learning curve and what lingering questions you have about the concept. That way, we can fill in any gaps not just with grandiose philosophy, but with actual numbers using your own scenario.
WHAT HAPPENS NEXT
If moving forward makes sense, we’ll model scenarios built with the top-performing companies around your specific goals, cash flow, and circumstances.
If you decide this strategy isn’t right for you, no problem — we’ll respectfully part as friends.
WHAT WON’T HAPPEN ON THIS CALL
- No hard pitch.
- No bait and switch.
- No manufactured urgency.
- No illustrations that look great in year one and quietly underperform for the next three decades.
If you’ve already been shown a policy you’re not sure about, just bring it to the call. We’re independent brokers, so we’ll tell you honestly what we see and compare it apples to apples with the top-performing true mutual companies.
Stop Wondering & Start Modeling.
The only thing standing between uncertainty and confidence is properly modeled math.
WHAT CLIENTS SAY AFTER WORKING WITH BANKING TRUTHS
Garth
Executive
I reached out to Ben and Hutch in 2020 to get help with a very nuanced strategy beyond simply purchasing a whole life insurance policy. I found them to be approachable, transparent, and highly competent – capable of answering any questions as it related to the industry, the policy options, and optimizing the policies to fit within my strategy. They are quick to respond to any questions and follow through with every action item on their end, keeping me informed along the way. I’m very grateful for them and for the partners they have become in my investment strategy.