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The Ultimate Guide to Understanding Your WL Policy for IBC.

Already Looking At A Policy? Let's
Make Sure It's Actually Built Right.

If not, no problem! We can show you the top two companies designed optimally.

Simply upload the illustration you’re considering, and we’ll show you whether it’s built to perform or quietly circles the drain under real-world borrowing scenarios.

Is the cash value build optimized or diluted by structure?

What happens to performance when you borrow repeatedly or carry a balance?

See what an ‘optimized’ policy really looks like for your specs.

If it looks solid, we’ll tell you. If it’s flawed, we’ll show you exactly where.

Upload any ONE of the following:

1

The full illustration PDF you were given

(best option)

2

An in-force illustration ledger

(if you already own the policy)

3

Screenshots of the illustration through age 88-90

(we just need snips of the numbers & your rating)

4 Things You'll Get Back From Us:

A final verdict on your policy

Clear assessment of whether your policy will perform as expected

Any flagged design red flaws

Specific structural issues that could undermine performance

An optimized comparison policy

See what a properly structured policy looks like for your situation

Borrowing stress-test results

Detailed analysis of how your policy handles real-world loan scenarios

Takes ~3 minutes to submit, and we’ll email your results.

100%

Free Analysis

3 min

To Complete

Expert

IBC Analysis

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