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Level Death Benefit

A Level Death Benefit is a fixed death benefit amount that doesn’t increase or decrease over the policy’s life. If you choose this option, your beneficiaries will receive the same amount regardless of how long the policy is in force.

This option is generally more affordable than an increasing death benefit, as it doesn’t add extra growth. It’s ideal for those who need straightforward, predictable coverage without additional cash value growth tied to the death benefit.