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Indexed Account

An Indexed Account in life insurance links cash value growth to a specific market index, like the S&P 500. If the index performs well, your cash value can grow, although it’s typically capped at a certain rate.

This account offers potential for higher returns than a fixed account, but it also includes a floor to protect against market losses. It’s a blend of growth opportunity and protection, balancing some risk without full exposure to the stock market.