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Accelerated Death Benefit Rider

An Accelerated Death Benefit Rider lets you access part of your life insurance benefit early if you’re diagnosed with a terminal illness. This can help cover medical expenses or other costs when you’re unable to work due to your illness.

The early payout is subtracted from the death benefit, so it reduces the amount your beneficiaries receive when you pass away. It’s a valuable feature that offers financial help when it’s needed most.