How To Start Your 4-D Banking System
Overview for starting your own 4-D Banking system by repurposing existing assets for maximum liquidity, applying for new accounts & loan options, and rerouting future cash flows to maximize control.
What to Do With 401(k) Plans, IRAs, & Roth
In this episode, Hutch discusses the pitfalls of deferring taxes in 401(k) plans as well as allocating for maximum growth. Hutch discusses how to re-characterize retirement plan assets as well as how to unlock $50k-$100k of liquidity that can never be taken away as your emergency governmental bailout plan.
At Banking Truths, we believe in providing education & modeling so you can decide if this strategy is a good fit for you:
- Get all your questions answered
- Learn in the context of your model
- Never any pressure or hard pitches
Drill Deeper Into the 4-D Banking System:
Own the 4-D Banking Mindset
Hutch discusses the contrarian philosophy of 4-D Banking. Included is a 5-minute intro video discussing the 4-Ds, a 30-minute podcast on the psychology of leverage, and the original hour-long 4-D Banking webinar.
Next-Level IBC with Whole Life Insurance
Learn how Whole Life works and see how Whole life and/or IUL can substantially enhance the overall performance and utility of an emergency/opportunity fund within the context of the 4-D Banking system.
IUL’s Unique Utility for 4-D Banking
Hutch discusses how Indexed Universal Life can provide unique value in a 4-D Banking system by offering locked loan rates in the 5%-6% as well as the opportunity for positive arbitrage without market risk.
The Unique Benefits of Stocks & ETFs
Listen to how a well-diversified brokerage account can be the key to the cheapest and most tax-efficient loans. Learn how to quantify and confidently manage risk with the other components of 4-D Banking.
Your Physical Emergency Fund – Gold & Silver
Hear Hutch discuss the case for gold & silver and their place as part of a comprehensive 4-D Banking plan. These hard assets can give you the best liquidity gain for the buck when you need it the most.