How To Start Your 4-D Banking System
Overview for starting your own 4-D Banking system by repurposing existing assets for maximum liquidity, applying for new accounts & loan options, and rerouting future cash flows to maximize control.
Your Physical Emergency Fund - Gold & Silver
Hutch Dives Into Precious Metals
In this episode of Road Noise with Hutch, Hutch discusses the importance of owning physical gold and silver as a hedge against inflation and economic uncertainty, given their historical stability as stores of value. He contrasts the volatility of fiat currency, which loses purchasing power due to inflation and government printing, with precious metals, which retain value over time. Hutch also shares practical tips for buying and storing metals, mentions dollar-cost averaging as a strategy for purchasing, and highlights the potential in silver due to its industrial demand, particularly for solar energy.
At Banking Truths, we believe in providing education & modeling so you can decide if this strategy is a good fit for you:
- Get all your questions answered
- Learn in the context of your model
- Never any pressure or hard pitches
Drill Deeper Into the 4-D Banking System:
Own the 4-D Banking Mindset
Hutch discusses the contrarian philosophy of 4-D Banking. Included is a 5-minute intro video discussing the 4-Ds, a 30-minute podcast on the psychology of leverage, and the original hour-long 4-D Banking webinar.
Next-Level IBC with Whole Life Insurance
Learn how Whole Life works and see how Whole life and/or IUL can substantially enhance the overall performance and utility of an emergency/opportunity fund within the context of the 4-D Banking system.
IUL’s Unique Utility for 4-D Banking
Hutch discusses how Indexed Universal Life can provide unique value in a 4-D Banking system by offering locked loan rates in the 5%-6% as well as the opportunity for positive arbitrage without market risk.
The Unique Benefits of Stocks & ETFs
Listen to how a well-diversified brokerage account can be the key to the cheapest and most tax-efficient loans. Learn how to quantify and confidently manage risk with the other components of 4-D Banking.
What to Do With 401(k) Plans, IRAs, & Roth
Hear Hutch discuss how to re-characterize retirement plan assets as well as how to unlock $50k-$100k of liquidity that can never be taken away as your emergency governmental bailout plan.