How To Start Your 4-D Banking System
Overview for starting your own 4-D Banking system by repurposing existing assets for maximum liquidity, applying for new accounts & loan options, and rerouting future cash flows to maximize control.
IUL's Unique Utility for 4-D Banking
In this video, Hutch from BankingTruths.com examines whether Indexed Universal Life (IUL) can effectively support the Infinite Banking Concept (IBC) alongside Whole Life insurance. He suggests that while IUL brings unique growth potential and a fixed loan rate option that may appeal to certain investors, it also entails risks that can be managed through careful policy selection, funding, and monitoring—offering a complementary asset for those seeking flexible leverage and compound growth within a 4D Banking strategy.
At Banking Truths, we believe in providing education & modeling so you can decide if this strategy is a good fit for you:
- Get all your questions answered
- Learn in the context of your model
- Never any pressure or hard pitches
Drill Deeper Into the 4-D Banking System:
Own the 4-D Banking Mindset
Hutch discusses the contrarian philosophy of 4-D Banking. Included is a 5-minute intro video discussing the 4-Ds, a 30-minute podcast on the psychology of leverage, and the original hour-long 4-D Banking webinar.
Next-Level IBC with Whole Life Insurance
Learn how Whole Life works and see how Whole life and/or IUL can substantially enhance the overall performance and utility of an emergency/opportunity fund within the context of the 4-D Banking system.
The Unique Benefits of Stocks & ETFs
Listen to how a well-diversified brokerage account can be the key to the cheapest and most tax-efficient loans. Learn how to quantify and confidently manage risk with the other components of 4-D Banking.
What to Do With 401(k) Plans, IRAs, & Roth
Hear Hutch discuss how to re-characterize retirement plan assets as well as how to unlock $50k-$100k of liquidity that can never be taken away as your emergency governmental bailout plan.
Your Physical Emergency Fund – Gold & Silver
Hear Hutch discuss the case for gold & silver and their place as part of a comprehensive 4-D Banking plan. These hard assets can give you the best liquidity gain for the buck when you need it the most.