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Claim

A Claim in life insurance is the process of requesting the death benefit payout after the insured person passes away. The beneficiary, who is named in the policy, must file the claim with the insurance company and provide necessary documents, like a death certificate.

Once approved, the insurance company pays out the death benefit, which can provide essential financial support to the beneficiary. Filing a claim is a critical step in accessing the policy’s purpose – to provide for loved ones after the insured’s death.