Top Whole Life Product For IBC Gets Even Better
Hutch reveals Penn’s brand new Whole Life product that got designed to be ideal for Infinite Banking. Each of the new product’s growth components and riders are analyzed such as dividends, base policy, paid-up additions, and term rider enhancements.
Then Hutch compares a preliminary example to both Penn Mutual’s older product and all other major competing Whole Life policies for IBC. The full deep dive and competitive analysis proves this is one of the top-performing Whole Life products ever created.
Resources & Timestamps:
0:00 – Intro to Whole Life’s riders & growth components
1:05 – Penn raises their dividend for all Whole Life products new & old
2:04 – Why Whole Life’s base policy is overlooked but so important
2:58 – Comparing different Whole Life company’s base policy performance
3:49 – How PUAs correspond to Whole Life’s base policy w/ comparison
5:40 – How term insurance riders on Whole Life helps performance
6:51 – A subtle difference between certain mutual companies
8:14 – Example of Penn’s new dividend vs. their old & Mass Mutual
9:39 – Showing Penn’s new policy at the old dividend rate vs. competitors
11:50 – Comparing Penn’s death benefit vs. other Whole Life policies
13:05 – How to better understand and learn about how Whole Life works
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