2023 Year-End IBC Update: Top Whole Life Policies

Timestamps & Resources:
0:00 – Intro on policy design & how rising rates affect IBC
2:20 – Parameters of the comparative example
3:33 – Minimum and maximum premiums due
4:01 – Best policies for early cash value vs. long-term performance (37-year old)
5:13 – 47-year old example (similar pattern to 37-year old)
7:15 – Why the death benefit matters more than you think
7:52 – When you should use Whole Life in retirement
9:46 – 57 Year old example (similar to 37 and 47 before)
11:00 – Beyond the numbers: other unique policy/company features
12:42 – The “Overloan Protection Rider” to lock in your policy from imploding