Simply upload the illustration you’re considering, and we’ll show you whether it’s built to perform or quietly circles the drain under real-world borrowing scenarios.
Is the cash value build optimized or diluted by structure?
What happens to performance when you borrow repeatedly or carry a balance?
See what an ‘optimized’ policy really looks like for your specs.
If it looks solid, we’ll tell you. If it’s flawed, we’ll show you exactly where.
The full illustration PDF you were given
(best option)
An in-force illustration ledger
(if you already own the policy)
Screenshots of the illustration through age 88-90
(we just need snips of the numbers & your rating)
Clear assessment of whether your policy will perform as expected
Specific structural issues that could undermine performance
See what a properly structured policy looks like for your situation
Detailed analysis of how your policy handles real-world loan scenarios
Step 1: Upload your illustration
Step 2: Tell us a bit about your goals
Step 3: Get your analysis
Takes ~3 minutes to submit, and we’ll email your results.
Free Analysis
To Complete
IBC Analysis
This article takes a deep dive into understanding the key drivers behind what qualifies the best dividend-paying Whole Life companies to be an ideal fit for the Infinite Banking Concept. The amount of features and riders available on Whole Life can be overwhelming when it comes to specifically designing it for Infinite Banking and cash value performance.
Confused by all Whole Life’s moving parts? This video explains the the conceptual interplay between all of Whole Life’s riders & growth components using a race car analogy. Then we put numbers to these concepts so you can learn the optimal way to design a Whole Life policy for infinite banking and why.
Critics say Whole Life is expensive, even when using term & PUA riders for infinite banking. In this video, Hutch dispels the myths by showing a true cost/benefit analysis of IBC.
Hutch also examines this scarcity mindset further by comparing becoming your own banker with IBC to real estate investing and entrepreneurship (both of which take time to be profitable).