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Test Loan Calc

Year BOY Account Balance BOY Account Additions BOY Withdrawals BOY Refill Payment BOY Term Cost Annual Growth Tax on Growth EOY Account Balance
Non-guaranteed Life Insurance Values net of Policy Loan
$
$
Non-guaranteed Life Insurance Values of Alternate Scenario
$
$

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your policy.

Non-guaranteed Life Insurance Values net of Policy Loan
Benefits of Banking by Law
  • Tax-Deferred Growth
  • Tax-Free Death Benefit
  • Creditor Protection (State Dependent)
Benefits of Banking by Contract
  • Immunity to Market Losses
  • Competitive Growth Potential
  • Annual Guaranteed Growth (WL only)
  • Guaranteed Loan Options
  • Flexible Loan Provisions

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your policy.

Custom Loan Amortization Schedule -

Non-guaranteed life insurance and loan values shown are hypothetical and will certainly change in the future. This analysis is for educational purposes only. Non-payment of loan principal & interest can cause your policy to lapse. Loans should be monitored and serviced regularly.

Download the .xls file to fill your cash value and death benefits to know about your total savings.

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This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your policy.

Non-guaranteed Life Insurance Values of Alternate Scenario
Benefits of Banking by Law
  • Tax-Deferred Growth
  • Tax-Free Death Benefit
  • Creditor Protection (State Dependent)
Benefits of Banking by Contract
  • Immunity to Market Losses
  • Competitive Growth Potential
  • Annual Guaranteed Growth (WL only)
  • Guaranteed Loan Options
  • Flexible Loan Provisions

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your policy.