Loan Calculator - Banking Truths
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Loan Calculator

Year BOY Account Balance BOY Account Additions BOY Withdrawals BOY Refill Payment BOY Term Cost Annual Growth Tax on Growth EOY Account Balance
Non-guaranteed Life Insurance Values net of Policy Loan
Non-guaranteed Life Insurance Values of Alternate Scenario

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your loans.

Non-guaranteed Life Insurance Values net of Policy Loan
Benefits of Banking by Law
  • Tax-Deferred Growth
  • Creditor Protection
  • Tax-Free Death Benefit
Benefits of Banking by Contract
  • Immunity to Market Losses
  • Competitive Growth Potential
  • Annual Guaranteed Growth (WL only)
  • Guaranteed Loan Options
  • Flexible Loan Provisions

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your loans.

Custom Loan Amortization Schedule

Non-guaranteed life insurance and loan values shown are hypothetical and will certainly change in the future. This analysis is for educational purposes only. Non-payment of loan principal & interest can cause your policy to lapse. Loans should be monitored and serviced regularly.

Download the .xls file to fill your cash value and death benefits to know about your total savings.

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Drag And Drop The Filled File Here And Click Below Upload & Validate Button To Check Your Total Savings.

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your loans.

Non-guaranteed Life Insurance Values of Alternate Scenario
Benefits of Banking by Law
  • Tax-Deferred Growth
  • Creditor Protection
  • Tax-Free Death Benefit
Benefits of Banking by Contract
  • Immunity to Market Losses
  • Competitive Growth Potential
  • Annual Guaranteed Growth (WL only)
  • Guaranteed Loan Options
  • Flexible Loan Provisions

This analysis is for educational purposes only. Consult a compliant and complete illustration with a licensed professional prior to purchasing life insurance. Non-guaranteed cash value, death benefit, and loan values displayed are hypothetical and will certainly fluctuate depending on actual performance. Annual loans should be monitored regularly so adjustments can be made if necessary to preserve your loans.