See the best Whole Life best policies of 2022 from top mutual companies compared. This includes IBC policies using PUA riders & term riders as well as the best performing 10-pay Whole Life policies. You’ll see current dividend rates as well as lower stress-tested dividends for 3 different ages ranging from 30’s-50’s.
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We Were Once In Your Same Shoes:
When we first learned of this private banking strategy as industry professionals in 2008, we immediately saw the potential of NOT doing what banks say…but doing what they do!
Wanting to create our own private family banking policies, we sifted through all the content available on the subject, which we disappointingly found to be:
- Biased and unbalanced
- Incomplete and out of date
- Smoke & mirrors leading to a hyped-up pitch.
As independent financial professionals with our own money on the line, not only did we uncover the whole truth behind becoming your own banker, but we have substantially improved upon its application through continuous innovation.
Now, our own well-funded private family banks act as the hub of our finances, the way station, the launchpad towards:
- major family expenditures,
- outside investment opportunities,
- and our ongoing business ventures.
We pride ourselves on laying out information that’s factual, up to date, and easy to understand. That way you can quickly arrive at a place of certainty in your understanding of this banking concept while conserving your energy for the other more important things in life.
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The Infinite Banking Concept’s most complete article ever written. Learn what is IBC, who started it, Infinite Banking Concept pros & cons, plus Whole Life policy best practices and design techniques. Use our clickable table of contents to easily navigate through this comprehensive IBC learning resource.
This video dispels the myth that Whole Life insurance’s base policy is bad, when in fact the base component of a Whole Life policy may be the most important ingredient. Why? Because the Paid-Up Additions from that Whole Life company will be very similar to the base policy because a PUA is basically a mini-WL policy paid up in one shot.